Debt details.
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Debt Payoff
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Smart Savings Recommendations
Actionable strategies to save money on your loan
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Easy Win
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Extra Principal Payments
Adding extra money to your monthly payment goes directly toward your loan principal. This reduces total interest paid and shortens your loan term. Even small extra amounts add up significantly over time.
Adding extra money to your monthly payment goes directly toward your loan principal. This reduces total interest paid and shortens your loan term. Even small extra amounts add up significantly over time.
Pay Extra +$100/mo
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saved in interest
Pay off -- years earlier
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High Impact
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Shorter Loan Term
Choosing a shorter loan term (e.g., 15 years instead of 30) means higher monthly payments but dramatically less total interest. You'll own your home faster and pay tens of thousands less overall.
Choosing a shorter loan term (e.g., 15 years instead of 30) means higher monthly payments but dramatically less total interest. You'll own your home faster and pay tens of thousands less overall.
Shorten to 25 Years
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total savings
New payment: --/mo
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Low Effort
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Bi-Weekly Payments
Instead of 12 monthly payments, you make 26 half-payments per year. This equals 13 full monthly payments annually - one extra payment per year. This accelerates payoff without feeling the pinch.
Instead of 12 monthly payments, you make 26 half-payments per year. This equals 13 full monthly payments annually - one extra payment per year. This accelerates payoff without feeling the pinch.
Bi-Weekly Payments
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saved in interest
Pay off -- years earlier
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